Insurance Disclosures

Updated October 7, 2026

Non-affiliation: This is an independent website. It is not operated by, affiliated with, or endorsed by the U.S. government, CMS, Medicare, HealthCare.gov, or any state Marketplace. References to government programs and official resources are for explanation. Government and carrier names and marks belong to their respective owners.

Ameritas agent link: Quote links identify agent ID 010W9164. Ameritas attributes purchases through this link to that agent; the agent may receive commission. These are standalone dental and vision products, not Medicare Advantage, Part D, or a Marketplace enrollment application.

Representation and compensation: Available carrier relationships may cover only part of the market. An agent or agency may receive insurer commissions when a policy is issued through its referral or assistance. Compensation does not determine your eligibility or guarantee acceptance. Ask about represented carriers and any separately disclosed fees before receiving individualized services.

State licensure and geographic limits: Insurance solicitation and assistance are subject to an agent's active state license, required appointments, product authority, and applicable Marketplace registration. A ZIP code, nationwide website access, or an insurer's availability does not establish an agent's authority to transact insurance in that state. Before receiving individualized assistance, request the responsible agent's legal name, National Producer Number, state license number, and authorization for your state; verify through your state insurance department. Products and enrollment options vary by state, county, and household circumstances.

General information and binding limit: Browsing, calculating, requesting a review, or clicking a quote link does not submit an application, bind coverage, authorize a change to existing insurance, or confirm an effective date. Review the actual plan documents and insurer confirmation.

External resources: Links to insurers, government resources, administrators, and other providers do not imply endorsement, a partnership, or a guarantee of their content, security, accessibility, availability, or services. Review the destination's notices. Our own legal obligations and your non-waivable rights continue to apply.